Colorado Springs Home Loan – Built for Real Buyers

Shopping for a Colorado Springs home loan? Whether you’re a first-time buyer, relocating to the area, or moving up into a new home, understanding your options is a smart place to begin. With flexible programs, no overlays, and expert guidance, we make the process less stressful — and more successful.
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First-Time Buyer Loans

If you’re just getting started, you’ll want a loan that works with lower down payments and flexible credit. We offer access to programs like CHFA, FHA, and more. These options help many local buyers step into homeownership sooner.
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VA Loans

Veterans, active-duty service members, and surviving spouses often qualify for zero-down financing. Even better, our VA loans come with no mortgage insurance, no minimum credit score, and expert guidance from day one.
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FHA Loans

FHA loans offer a practical way to buy with just 3.5% down. These government-backed loans are ideal if your credit is still growing or you need more flexibility. Many Colorado Springs buyers choose FHA to keep things affordable.
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USDA Loans

For those looking outside the city, USDA loans can be a great fit. They offer 100% financing for homes in nearby rural areas like Falcon or Peyton. If you qualify, they’re one of the most affordable paths to homeownership.
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Jumbo Loans

Buying in Broadmoor, Black Forest, or anywhere above conforming limits? Jumbo Colorado Springs Home Loans allow you to finance high-value properties with a smooth, strategic process designed for larger purchases.
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Non-QM & Hybrid Loans

If you’re self-employed, have fluctuating income, or need creative options, we’ve got you covered. Non-QM Colorado Springs Home Loans like bank statement and asset depletion loans offer more freedom than traditional lending.
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DSCR & Investment Property Loans

Looking to grow your real estate portfolio? DSCR loans make it easier to qualify based on rental income, not tax returns. It’s a popular choice for investors across Colorado Springs.
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Second Mortgages & HELOCs

If you want to use your home’s equity without refinancing your first mortgage, we can help. Choose from second mortgages or HELOCs to fund renovations, debt payoff, or future purchases.
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DPA, Bond, and HFA Programs

Colorado buyers often qualify for down payment help. We’re familiar with CHFA, El Paso County’s Turnkey Plus, and other programs that can boost your buying power. Let’s stack your options.
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