DSCR Loans in Colorado for Smarter Investment Financing

Looking for a way to finance rental properties in Colorado without submitting tax returns? DSCR loans—short for Debt Service Coverage Ratio—let you qualify based on property income, not personal income. If you’re a real estate investor focused on cash flow, a DSCR loan could be the ideal solution. Let’s talk about your investment goals.

How DSCR Loans Work

Unlike traditional mortgages, DSCR loans calculate your eligibility based on the property’s ability to cover its own debt. If the rental income supports the loan payment, you’re more likely to qualify—even if your tax returns show limited income. We work with investors of all experience levels to close deals fast. Find out how much rental property you can afford.

Key features include:

• No tax returns or W-2s required

• Loan amounts up to $2.5 million

• Short-term and long-term rental properties eligible

• Close in the name of an LLC or individually

• No limit on number of financed properties

We also allow creative structures like interest-only payments or cash-out refinances, giving you flexibility as your portfolio grows. Explore flexible investor financing now.

Why Colorado Investors Use DSCR Loans

Colorado continues to be a hot market for investors, with strong demand in cities like Colorado Springs, Denver, Pueblo, and Fort Collins. Whether you’re managing a single AirBnB or scaling into multiple long-term rentals, a DSCR loan can help you move faster—with less documentation and more control.

We work with new and experienced investors alike. If you’ve been turned down due to self-employment or tax write-offs, this loan could help you get back on track. Let’s discuss your scenario.

Lending Built for Investors, Not Obstacles

As an experienced DSCR lender, we guide you through the entire process—from analyzing potential cash flow to submitting a strong application. Our team understands the numbers and the market. Whether you need a quick closing or want to pull equity from an existing property, we’ve got a solution built around you. Start your DSCR loan consultation now.