Investment Property Loans in Phoenix

Phoenix is one of the top real estate investment markets in the country. Whether you’re buying your first rental or adding to your portfolio, we offer financing solutions built specifically for investment properties in and around Phoenix.

We work with both seasoned investors and first-time landlords to secure funding for single-family homes, condos, townhomes, and multi-unit properties (up to 4 units). With flexible down payments, DSCR loan options, and the ability to use rental income for qualification, you can make your next investment without tapping all your reserves. [See what investment options work for your goals.]

Why Invest in Phoenix Real Estate?

The Phoenix metro is growing fast—with strong rental demand, rising home values, and a steady flow of relocation buyers. Top investment areas include:

• Glendale and Mesa for cash flow

• Tempe and South Scottsdale for short-term rentals

• Peoria, Surprise, and Buckeye for growth potential

• Downtown Phoenix for appreciation and Airbnb options

Whether you’re holding for long-term cash flow or flipping for profit, we’ll help you structure a loan that aligns with your strategy.  Phoenix’s rapid job growth, tech sector expansion, and population gains make it one of the most stable housing markets in the U.S. Investors benefit from year-round rental demand, competitive property taxes, and appreciation potential that rivals larger metros—without the coastal price tag.  [Start your investor preapproval here.]

Investment Loan Options Available

• Conventional loans for 1–4 unit properties

• DSCR (Debt-Service Coverage Ratio) loans

• Bank statement loans for self-employed investors

• Non-QM and asset-based financing

• LLC and business entity lending available

What to Expect with Investment Loans

Unlike primary home loans, investment property loans typically require:

• 15–25% down payment

• Higher credit scores (or compensating factors)

• Market rent verification

• Cash reserves for multiple properties

• Strong DSCR or income stability

But with the right lender and structure, they don’t have to be complicated. We work with Phoenix investors every day to close fast, meet timelines, and find solutions for tough deals. [Let’s map out your next deal.]