HECM & Reverse Mortgage in Colorado Springs

A reverse mortgage in Colorado Springs offers homeowners age 62 and older a way to tap into home equity without selling or taking on a monthly mortgage payment. Through the FHA-backed Home Equity Conversion Mortgage (HECM) program, you can access funds tax-free while remaining in the home you love.

Whether you’re supplementing retirement income, paying off existing debt, or just want extra financial flexibility, a reverse mortgage gives you options. There’s no monthly principal or interest payment required—just continued property tax, insurance, and home maintenance. [See if you qualify today.]

Colorado Springs is an ideal place to retire. With scenic neighborhoods like Briargate, Old North End, and Stetson Hills, many older homeowners have built significant equity over time. A HECM loan allows you to use that equity now—without needing to downsize or refinance into a new loan. [Let’s explore your options.]

What Is a Reverse Mortgage (HECM)?

• A loan for homeowners 62 and older

• Convert home equity into tax-free funds

• No required monthly mortgage payments

• Keep full ownership and stay in your home

• Backed by FHA with non-recourse protections

Who Reverse Mortgages Are For

• Retirees seeking additional income

• Seniors wanting to eliminate their current mortgage

• Homeowners looking to age in place

• Couples planning for long-term care or financial flexibility

• Individuals with high home equity but limited cash flow

Why Colorado Springs Homeowners Choose HECM

Colorado Springs continues to rank as one of the top retirement cities in the U.S. Home values have risen sharply over the past decade, especially in established areas like Village Seven, Rockrimmon, and Pine Creek. If you’re sitting on significant equity but don’t want to move or sell, a reverse mortgage may be the perfect retirement tool.

We’ll guide you through the counseling, application, and funding process—step-by-step. [Start with a free equity review.]