VA Home Loans  Colorado Springs

VA Home Loans | No Minimum Credit Score | Manual Underwriting Available

We specialize in VA home loans in Colorado Springs, offering manual underwriting and no minimum credit score requirements. Whether you’re stationed at Fort Carson, Peterson Space Force Base, or simply calling El Paso County home, we’re here to help.  If you’re looking to buy a home in Colorado Springs or the surrounding areas and have been told “no” due to credit, you’re not out of options. .

Unlike other lenders, we don’t add overlays. That means we follow actual VA guidelines—giving you a better chance of approval, even if you’ve been denied elsewhere. Our team works hands-on with borrowers who have lower scores, higher debt-to-income ratios, or complex income situations.

Why Choose Us for VA Loans in Colorado Springs?

• ✅ No minimum credit score

• ✅ Zero down payment options

• ✅ No private mortgage insurance (PMI)

• ✅ Manual underwriting for tougher files

• ✅ No lender overlays

• ✅ Local experience in El Paso, Teller, and Pueblo Counties

• ✅ Lending in all of Colorado and 48 other states

We understand the unique needs of military families in Colorado Springs—whether you’re PCS-ing to the area, buying your first home, or upgrading. We’ve helped service members stationed at bases across the Front Range purchase with confidence, clarity, and zero pressure.

Who’s Eligible for a VA Loan?

• Active-duty service members

• Veterans

• Guard and Reserve members

• Eligible surviving spouses

Not sure if you’re eligible? We’ll help you find out quickly.

Our Simple Loan Process

1. Complete our VA Loan Qualifier

2. Review custom loan options

3. Compare terms and payments

4. Choose the loan that fits you best

5. We’ll guide you through to closing

We’re Based Here. We Lend Here. We Get It.

Whether you’re buying in Colorado Springs, Monument, Fountain, or Woodland Park—we know the area, we know the market, and we know how to help.

Ready to Buy in Colorado Springs?
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We Understand the Challenges—and We Don’t Judge

Life happens. Late payments, collections, or high debt shouldn’t automatically disqualify you from homeownership. We specialize in VA home loans with no minimum credit score, taking time to understand your full story—not just your credit report. Our job is to find solutions, offer guidance, and help you move forward with confidence.