A real person reviews every home loan we work on. That person is J.D. Peck or someone on his team.
What tools we use
We use computer tools to help review home loans. These include credit scores and automated underwriting. Automated underwriting is a program that lenders use to check a loan against the rules.
What the tools do not do
No tool on this website approves, denies, or prices your loan. A person does that.
When you talk to us
If you ever get a message from us that was written or spoken by AI, it will say so. If you ask “Am I talking to a person?” you will get a true answer.
Your rights
- You can ask us how these tools were used on your loan.
- You can ask us to fix wrong information.
- You can ask for a person to review a decision.
J.D. Peck | NMLS #314883 | The JD.Mortgage Team at Paramount Residential Mortgage Group, Inc. | NMLS #75243 | Equal Housing Lender. Last updated September 18, 2026.