Construction Loans in Colorado Springs

Building your dream home in Colorado Springs? A construction loan gives you the financing you need to make it happen—from the ground up. Whether you’re working with a custom home builder or planning a major remodel, we offer flexible construction loan options to fund your project.

Our loan programs include one-time close construction loans, VA and FHA construction-to-perm loans, and renovation financing that wraps upgrades into a single mortgage. That means fewer closings, less paperwork, and more control. [Let’s review your plans and see what’s possible.]

Construction Loan Options Available

• One-Time Close Loans (Including VA & FHA): Combine land, construction, and permanent financing

• FHA 203(k): Renovate an existing property with just 3.5% down

• VA Construction-to-Perm: Zero down construction loans for eligible veterans

• Conventional Construction Loans: For borrowers with larger down payments and solid credit

• Jumbo Construction Loans: For high-cost custom builds above $806,500

How Construction Loans Work

Unlike traditional home loans, construction loans fund your build in phases. You’ll receive draws at each stage of construction—such as foundation, framing, and completion. Once the build is finished, your loan converts into a standard mortgage.

We guide you through the builder approval, draw process, and final mortgage setup so your project stays on track. [Talk to a construction loan expert today.]

Building in Colorado Springs? You’re in the Right Place

From Black Forest and Peyton to Monument and Falcon, Colorado Springs has become a hot spot for custom homes and new construction. Whether you’re buying land or already working with a builder, we’ll help you structure the right loan—backed by experience and local knowledge.

Colorado Springs Communities We Serve

We work with families and individuals across El Paso County. From Southeast Colorado Springs to Stratmoor and Fountain to Northgate and Monument, we help buyers overcome financing barriers and secure stable housing with mortgage options tailored to their needs.