ITIN Loans in Colorado Springs

ITIN loans in Colorado Springs help non-citizen buyers purchase homes even if they don’t have a Social Security Number. These loans are designed for individuals using an Individual Taxpayer Identification Number (ITIN) instead of a SSN, and they provide a path to homeownership for hardworking families who are often underserved by traditional lenders.

If you’ve been turned away from banks due to your immigration status, we can help. Our ITIN loan programs offer flexible credit guidelines, low down payment options, and manual underwriting support. You don’t need a green card or permanent residency—just valid identification, proof of income, and an ITIN. [Start your pre-approval here.]

Colorado Springs is home to a growing immigrant population, especially in areas like Southeast Colorado Springs and Widefield. These communities deserve access to affordable home financing, and ITIN loans can make that possible. Whether you’re buying your first home or upgrading to something larger, we’re here to help make it happen.

What Is an ITIN Loan?

• Designed for borrowers without a Social Security Number

• Uses Individual Taxpayer Identification Number for qualification

• Available for primary residences

• Requires valid ITIN, identification, and income verification

• Credit history and rental payment history considered

Who ITIN Loans Are For

• Non-citizen residents using an ITIN

• First-time buyers without a SSN

• Households with verifiable income but no traditional credit

• Self-employed or W-2 borrowers with nontraditional documentation

• Families ready to purchase despite immigration status

Colorado Springs Communities We Serve

We work with families and individuals across El Paso County. From Southeast Colorado Springs to Stratmoor and Fountain, we help buyers overcome financing barriers and secure stable housing with mortgage options tailored to their needs.

Our team understands the documentation and challenges ITIN buyers face—and we’re here to guide you every step of the way. [Let’s talk about your situation.]