Most loan officers are not losing deals to rate. They are losing them to a product menu that runs out. The file that needs manual underwriting, the self-employed borrower whose tax returns do not tell the truth, the investor who needs a second without touching a low first mortgage. Those files go somewhere else, and usually the client goes with them.
That is the gap this branch was built to close.
What you can actually say yes to
Lending in 49 states, backed by Paramount Residential Mortgage Group, NMLS 75243.
The part that matters more than the product list
Product sheets are easy to copy. What is hard to copy is having somewhere to take a file you have never seen before and getting a real answer the same day.
If you bring a scenario nobody has structured before, you are not sent away to read a matrix. You get help finding the path, or a straight no so you can stop spending time on it. Most people who move here say the same thing after a few months: the first Non-QM file was the hard one, and after that it stopped feeling complicated.
Who this is a fit for
A good fit: you already have relationships and you are tired of handing them off. You want to be the person an agent, a CPA, or a financial advisor calls with the weird one. You are willing to learn products that most of your competition will not.
Not a fit: you want leads handed to you, or you are looking purely for a rate sheet to shop. Neither of those is what this is.
Start the conversation
This is not an application and it does not go into a database somewhere. It comes to me. Tell me what you are running into and we will figure out in one conversation whether this makes sense for you.
Fastest way is straight to me. No gatekeeper, no call centre.
J.D. Peck, NMLS 314883. Paramount Residential Mortgage Group, Inc., NMLS 75243. Equal Housing Opportunity. Equal Opportunity Employer.