Jumbo Loans in Colorado Springs

Jumbo loans in Colorado Springs are designed for buyers who need to finance homes above the 2025 conforming loan limit of $806,500. With luxury neighborhoods like Broadmoor, Flying Horse, and Kissing Camels continuing to grow, more buyers are turning to jumbo mortgages to secure the homes they want—without compromise.

If you’re buying or refinancing a property priced over $900,000, a jumbo loan can help you avoid splitting financing across multiple loans. These loans are tailored for high-income earners, self-employed borrowers, and anyone purchasing in high-cost areas. [See how much you can qualify for.]

We offer multiple jumbo options, including fixed- and adjustable-rate terms, interest-only payment structures, and bank statement loan programs for self-employed clients. Whether you’re relocating to Colorado Springs, upsizing locally, or building your dream home, we’ll structure a jumbo loan that fits your lifestyle and long-term goals.

Unlike big banks, we don’t apply unnecessary overlays or restrictions. We assess your full financial picture and help you take advantage of flexible guidelines—including high DTI, asset-based qualification, and creative structuring where needed. [Start your pre-approval now.]

Why Choose a Jumbo Loan?

• Finance loan amounts above $806,500

• No Mortgage Insurance

• Keep offers competitive in high-end markets

• Fixed, ARM, and interest-only options available

• Self-employed and alternative income programs

• Available for primary homes, second homes, and investment properties

Who Jumbo Loans Are Best For

• Buyers purchasing luxury homes over $900,000

• Self-employed borrowers or business owners

• Investors and high-income professionals

• Relocating families needing a large primary residence

• Clients with substantial assets or non-traditional income

The Jumbo Home Market in Colorado Springs

Colorado Springs’ luxury housing market continues to grow. Popular areas like Broadmoor, Cordera, Northgate, and Flying Horse regularly see home prices well above the conforming limit. With rising values and limited high-end inventory, jumbo financing ensures you can act fast and stay competitive.

Whether you’re buying a custom build with mountain views or a fully upgraded home near the golf course, our jumbo loan options help you close with confidence. [Let’s explore your options.]