Mortgage Companies Colorado Springs CO | Local Expert, Nationwide Options

When you search for “mortgage companies Colorado Springs CO,” you want a lender who understands both the local market and your unique needs. That’s where J.D. Peck and the JD.Mortgage team at PRMG come in. Based right here in Colorado Springs, we combine deep local knowledge—like neighborhoods, builder trends, and military relocation patterns—with the national lending reach of PRMG. Whether you’re buying your first home, relocating on PCS, investing, or renovating, our team delivers flexible solutions, fast approval times, and no unnecessary overlays that other lenders often impose. [Connect with our local lending experts now.]

Why Choose a Local team?

Remote lenders may promise quick quotes, but they don’t always grasp the differences between Briargate vs. Powers Blvd or appraisals near Fort Carson. We do. As your local mortgage company in Colorado Springs, we offer:

• Submarket insights for neighborhoods like Old North End, Broadmoor, Falcon, and Peyton
• Military-first knowledge—Fort Carson, Peterson SFB, Schriever SFB, the Air Force Academy
• Efficient local closings and appraisal support backed by national pricing and underwriting power
• No overlays—if the loan program allows it, we do it
• Manual underwriting when others issue automatic denials due to credit or self-employed income

Our Mortgage Options in Colorado Springs, CO

Our loan menu covers every type of buyer and financial situation:

• VA Loans – Zero down, no PMI, no minimum credit score
• FHA Loans – Lower down payments, credit flexibility
• USDA Loans – Zero‑down options in qualifying areas like Peyton, Falcon, Monument
• Conventional Loans – Competitive rates for strong credit buyers
• Non-QM Solutions – Bank Statement, DSCR, ITIN, Asset Depletion programs
• HELOC & Second Mortgages – Tap into equity without disrupting your first loan

How We Stack Up Against Other Mortgage Options

Compare us to credit unions, local mortgage brokers, and national lenders in Colorado Springs:

• Credit unions (like Ent or Security Service FCU) often have limited programs and slower processing :contentReference[oaicite:1]{index=1}.
• Local brokers might be nimble, but they lack national pricing leverage.
• Large lenders offer speed—but not necessarily personalization or flexible underwriting.
• With JD.Mortgage, you’re not just a file number—you have a local team with national strength, fast closings, and service that’s custom-tailored to you.

Location-Led Benefits for Colorado Springs Buyers

We’ve been in this market for years, providing local resources you won’t find at a national call center:

• Builder relationships
• HOA and school district nuances in areas like Briargate, Powers, Old North End
• Fort Carson and military moves—alignment with PCS timelines and BAH calculations

Frequently Asked Questions About Mortgage Companies in Colorado Springs, CO

Are you really based in Colorado Springs?

Yes — our team is right here in El Paso County, and we serve buyers from Falcon to Manitou Springs and beyond.

Can you help buyers who were denied by other lenders?

Absolutely. Using manual underwriting and No‑Overlay programs, we often approve buyers with challenged credit, self-employment income, or non-traditional income profiles.

How fast can you close?

We often get to the table in 15–20 days.

Do you know local grant or down payment assistance programs?

Yes. We keep updated lists of local and state-level assistance programs to help first-time buyers in neighborhoods like Fountain, Northgate, and Ivywild.

Explore Loan Programs

• All Loan Options
• VA Loans
• FHA Loans
• USDA Loans
• Conventional Loans
• Non‑QM Loans
• HELOCs & Seconds
• Contact Us

Let’s Find the Right Loan for You

No matter your credit score, income type, or homeownership goal, we’re here to help you find the right mortgage in Colorado Springs. We proudly offer VA loans, FHA loans, USDA loans, down payment assistance (DPA), conventional loans, jumbo loans, construction loans, HELOCs, second mortgages, reverse mortgages, and a full suite of non-QM loans including DSCR loans, bank statement loans, and ITIN mortgage programs. [Browse all loan programs here.]