Paramount Residential Mortgage Group (PRMG): Direct Lender + Broker Options

Quick answer: Paramount Residential Mortgage Group, Inc. (PRMG) is a direct lender with portfolio products and the ability to broker loans when that is the better fit. The JD.Mortgage team operates on PRMG’s platform to give you clear choices, strong pricing, and more ways to qualify across VA, FHA, Conventional, Non-QM, and second-lien options.

Why PRMG matters for your loan

• Direct lender first: PRMG underwrites and funds many loans in-house with its own portfolio products.
• Broker when needed: If a different investor or guideline is the best path, PRMG has the company ability to broker the loan.
• More approvals: This dual capability expands choices for complex income, credit challenges, or unique property types.

How the JD.Mortgage team uses the platform

• Side-by-side options: We show direct vs. brokered scenarios with rate, APR, credits, and any discount points.
• VA depth: We regularly help with VA manual underwriting and no minimum credit score scenarios other lenders won’t touch.
• Up-front structure: We build clean files early to reduce last-minute surprises.
• 49-state coverage: We lend in most states (New York excluded).

Helpful links

Explore loan options •
Learn about VA loans •
Estimate your payment •
Learn about refinancing •
Contact the JD.Mortgage team

FAQs

Is PRMG a lender or a broker?

PRMG is a direct lender with portfolio products and the ability to broker loans when that is the better fit.

Why would a loan be brokered instead of done direct?

Sometimes a different investor offers a guideline or pricing advantage for your profile. We compare both paths and pick the best one for you.

Can you help if I was denied elsewhere?

Often yes. Direct + broker access gives us more ways to structure a loan and meet program rules.

Do you serve my state?

We lend in 49 states (New York excluded). Ask us about your timeline and goals.

How do I compare rate options?

We’ll show clear, side-by-side quotes and breakeven math if discount points are considered. See our Mortgage Discount Points Breakeven guide.

What This Means for You

With the JD.Mortgage team at PRMG, you aren’t locked into one lane. We start with PRMG’s direct lending strength and use broker options when they win for you on guidelines, speed, or price.

Contact the JD.Mortgage team

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