VA Residual Income
VA Residual Income: What It Is, Why It Matters, and How to Pass VA residual income is the money left over each month after your fixed expenses. The VA uses it to check if a loan payment is ...
JD.Mortgage Team
Temporary Buydowns Explained
Understanding Temporary Buydowns (3/2/1, 2/1): Simple, Accurate Guide Temporary buydowns lower the buyer’s monthly payment for the first one to three years, using prepaid funds set aside in escrow by a seller, builder, or sometimes a lender credit. ...