Fed Rate Cuts -What It Means
The Federal Reserve is expected to cut rates again, and many people want to know what that could mean for personal borrowing. A Fed cut does not instantly lower every rate, but it can influence credit cards, auto ...
mortgage education
Non-QM Loans: Flexible Home Financing for Self-Emp...
Non-QM loans (Non-Qualified Mortgages) are flexible home financing options designed for borrowers who don’t fit the traditional mold—like self-employed business owners, contractors, or retirees with strong assets. These programs verify your ability to repay using real-world documentation such ...
Mortgage Discount Points Explained
Mortgage Discount Points Explained: How to Calculate, Compare, and Decide If They’re Worth It Mortgage discount points can be a smart way to lower your interest rate, but only if you understand how they work and when they ...