VA Residual Income
VA Residual Income: What It Is, Why It Matters, and How to Pass VA residual income is the money left over each month after your fixed expenses. The VA uses it to check if a loan payment is ...
VA Loans
VA Loan Seller Concessions: Debt Payoff, Discount ...
VA Loan Seller Concessions: Debt Payoff, Discount Points, and the 4% Rule When you use a VA loan to buy a home, you get some powerful benefits: no down payment, no mortgage insurance, and flexible approval standards. But ...
Government Shutdown Impact on Housing Programs: Wh...
Government Shutdown Impact on Housing Programs: What Borrowers and Realtors Need to Know Updated to reflect current agency guidance on FHA, VA, USDA, and NFIP operations during a federal government shutdown. FHA Loans (HUD) VA Home Loans USDA ...
Temporary Buydown Limits
Ginnie Mae introduced temporary buydown limits starting May 19, 2025. Only 10% of loans in a Multiple Issuer Pool can use a buydown, with custom pools offering more flexibility. Learn what this means for Realtors, builders, and homebuyers.
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