Credit Explanation Letter
If a lender asks for a credit explanation letter, don’t panic. This letter is not a punishment. It’s just a simple way for us to understand what happened on your credit, why it happened, and what has changed. ...
VA manual underwriting
VA Residual Income
VA Residual Income: What It Is, Why It Matters, and How to Pass VA residual income is the money left over each month after your fixed expenses. The VA uses it to check if a loan payment is ...