DSCR Loans for First-Time Investors | No Income Verification!
AREA MANAGER
J.D. Peck
Published on May 3, 2025

DSCR Loans for First-Time Investors | No Income Verification!

Want to invest in real estate but don’t have W2 income or clean tax returns?

DSCR loans could be your answer. These programs qualify you based on the cash flow of the rental property — not your personal income.

✅ No W2s or tax returns required
✅ 680+ credit score (for first-time investors)
✅ 620+ credit score (for seasoned investors)
✅ 20–25% down
✅ Great for self-employed borrowers, freelancers, and entrepreneurs
✅ Lending available in 49 states

Whether you’re just getting started or looking for your next property, DSCR loans can help you build passive income without the paperwork.

Lending in 49 States

DM me the word “DSCR” to get started.

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J.D. Peck AREA MANAGER
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