How to Buy Rental Property Without W2s | DSCR Loan Explained (Works in 49 States)
AREA MANAGER
J.D. Peck
Published on May 2, 2025

How to Buy Rental Property Without W2s | DSCR Loan Explained (Works in 49 States)

Looking to invest in rental property but don’t have a W2 or simple tax returns?

DSCR loans (Debt Service Coverage Ratio loans) allow you to qualify based on the income of the property, not your personal income. That means no W2s, no tax returns, and no job verification.

✅ Perfect for self-employed buyers, entrepreneurs, and asset-rich investors
✅ Works for first-time and seasoned investors
✅ Minimum 620 credit score
✅ Down payment typically 20–25%
✅ Lending in 49 states

Want to know if you qualify?

DM me the word “DSCR” to get started.

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J.D. Peck AREA MANAGER
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