VA Loans Have No Debt-to-Income (DTI) Limit! Here’s What You Need to Know – Lending In 49 States
VA Loans Have No Debt-to-Income (DTI) Limit! Here’s What You Need to Know - Lending In 49 States
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Did you know VA loans have NO maximum debt-to-income (DTI) ratio? If a lender tells you your DTI must be under 45-50%, that’s their rule, not VA’s! That’s called a lender overlay, and it could be stopping you from getting approved.
Explore Loan Options (Dec 7th, 2025)At PRMG, we’re a direct lender—which means we follow VA guidelines, not our own. That allows us to help service members and veterans qualify when others say no.
📢 Why does this matter?
✔️ Higher DTI flexibility helps in today’s market with higher rates & home prices
✔️ If you’re active duty, your housing allowance (BAH) can improve your approval odds
✔️ You may already be paying rent equal to a mortgage—why not own instead?
If you’ve been told your DTI is too high, let’s talk. You may have more options than you think! 📲
#VALoan #VAHomeLoan #NoDTILimit #MilitaryHomeBuying #VeteranBenefits #DebtToIncome #HomeBuyingTips #MortgageLender #JDMortgage #PRMGInc
Learn More About VA Loans (Dec 7th, 2025)
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