The Lowdown on VA Loans...
Our VA Loan Rates Are Low & Our Process is Quick & Painless
Our approach to VA loans transcends the ordinary, offering not just a pathway to homeownership for veterans and active service members but a customized financial journey tailored to your unique circumstances. Unlike many lenders, we specialize in navigating the complexities of debt-to-income ratios and credit challenges, recognizing that the VA does not mandate a minimum credit score. This understanding allows us to work with lower credit scores and delve into the nuances of each client’s financial history. We dedicate ourselves to thoroughly understanding and justifying any financial hardships you may have encountered, such as derogatory credit events. Our goal is to leverage VA’s guidelines to your advantage, providing financing options that others might not explore or offer. From the moment you start with our VA Loan Qualifier, we’re committed to finding solutions that respect your service and financial situation, ensuring that you’re equipped with the best advice and options to make informed decisions about your home purchase.
The VA Loan Process
Here’s how our home loan process works:
- Complete our simple VA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why a VA Loan?
There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property);buyer informed of reasonable value;negotiable interest rate… and more.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Low Down Payments
- Jumbo & Super Jumbo Loans
- Terms from 5 to 30 Years