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- Breaking a Lease to Buy a House Near the Air Force Academy
- Breaking a Lease to Buy a House Near Schriever Space Force Base
- Breaking a Lease to Buy a House Near Peterson Space Force Base
- Breaking a Lease to Buy a House Near Fort Carson and Colorado Springs
- Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
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Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
Stuck in a lease? The seller can pay your lease break fee on a VA loan. Breaking a lease to buy a house is common, and on a VA loan you may not have to pay the lease break fee yourself. VA lets the seller pay off a buyer’s debts as a seller concession. We…
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Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
Buying a home before PCS is normal. It is how a lot of military families avoid two moves, a short lease, and a summer in temporary lodging. The rules that make it work are VA rules, and most of them are not hard. They are just not explained anywhere in one place. This is that…
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The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
The Military Lending Act caps the cost of most consumer credit at 36% for active duty service members and their families. It does not cover your mortgage. It does not cover the car loan from the lot outside the gate. Knowing which loans it covers, and which it skips, is the difference between a clean…
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Military Credit Protections: Active Duty Alert vs. Credit Freeze vs. Free Monitoring, and Which to Use Before a Mortgage
Military credit protections are free, they are federal law, and most service members use the wrong one at the wrong time. An active duty alert, a credit freeze, free credit monitoring, and free weekly credit reports each do a different job. One of them will stop a mortgage application cold if you forget it is…
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SCRA Mortgage Protections: The 6% Cap, Foreclosure Rules, and What Your VA Loan Does Not Get
SCRA mortgage protections are real, they are strong, and most people who have them never use them. The Servicemembers Civil Relief Act caps interest at 6% on debts you had before you joined. It blocks foreclosure without a court order while you serve. It lets you break a lease on orders. It also has one…
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VA Loan Occupancy Rules While Deployed: Who Has to Live in the Home, and When
VA loan occupancy while deployed is the question that stops more military buyers than credit does. You have orders. You want the house. Someone told you that you cannot get a VA loan if you will not be living in it. That is not what VA says. VA has a rule for exactly this. Here…
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VA Loan Power of Attorney: How a Deployed Veteran Closes Without Being There
A VA loan power of attorney lets someone sign your closing papers when you cannot be there. Deployment. A field exercise with no signal. A PCS that lands your family in the new house before you get there. VA allows it. Most lenders make it harder than VA does. This is the rule as VA…
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VA Awards $1.17 Billion in Grants to Fight Veteran Homelessness
The U.S. Department of Veterans Affairs awarded $1.17 billion in new grants this month to fight veteran homelessness. The money goes to 680 community organizations that house and support veterans across the country, split between two programs: Supportive Services for Veteran Families (SSVF) and Grant and Per Diem (GPD). VA reported housing 51,936 homeless veterans…
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My CPA Saved Me $20,000 and Cost Me My Pre-Approval: A Colorado Springs Story
A Colorado Springs business owner wrote off $80,000 and lost a pre-approval. How lenders read your tax return, and the loan that uses deposits instead.
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Newly Self-Employed in Colorado Springs? The 2-Year Rule Has an Exception
Started a business in Colorado Springs less than two years ago? You may still qualify. The real 2-year rule, the exception, and what a local file needs.
