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Recent Posts
- My CPA Saved Me $20,000 and Cost Me My Pre-Approval: A Colorado Springs Story
- Newly Self-Employed in Colorado Springs? The 2-Year Rule Has an Exception
- VA Minimum Property Requirements: The Real List (Updated 2026)
- VA Tidewater: What to Do When the Appraiser Calls With Bad News
- The VA Appraisal: How It Works, What It Costs, and What Can Go Wrong
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My CPA Saved Me $20,000 and Cost Me My Pre-Approval: A Colorado Springs Story
A Colorado Springs business owner wrote off $80,000 and lost a pre-approval. How lenders read your tax return, and the loan that uses deposits instead.
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Newly Self-Employed in Colorado Springs? The 2-Year Rule Has an Exception
Started a business in Colorado Springs less than two years ago? You may still qualify. The real 2-year rule, the exception, and what a local file needs.
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VA Minimum Property Requirements: The Real List (Updated 2026)
VA Minimum Property Requirements in plain words. Heat, roof, water, lead paint, termites, private roads, and how to get a repair waived. Updated for 2026.
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VA Tidewater: What to Do When the Appraiser Calls With Bad News
The VA Tidewater process explained in plain words. What triggers it, the 2-day window, what data to send, and how it differs from a Reconsideration of Value.
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The VA Appraisal: How It Works, What It Costs, and What Can Go Wrong
How a VA appraisal really works. Who orders it, what it costs, how long it takes, the Notice of Value, and what to do if the value comes in low.
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VA Cash-Out Refinance: The Rules Most Lenders Get Wrong
VA cash-out refinance explained: 100% loan-to-value, Type I vs Type II, seasoning, funding fee, and the cash rules. Straight from the VA handbook.
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Moved Manufactured Homes Can Now Get Conventional Financing
Freddie Mac now allows a regular home loan on a manufactured home that was moved from another spot. Here are the three rules and the catches.
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Just Bought a Rental? How Fannie Mae Counts Its Income on Your Next Loan
Bought a rental home in the last 45 days and want another loan? Fannie Mae’s new rule says a lease will not work. Here is what the lender uses instead.
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Airbnb Income Now Counts: Fannie Mae’s New Short-Term Rental Rule
Want to buy a home to rent on Airbnb? Fannie Mae now lets that rent help you qualify. Here is how much counts, what you need, and the catches.
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Departing Residence Rental Income: Fannie Mae’s 2026 Rules
Buying a new home and renting out your old one? Fannie Mae’s updated rules say no lease agreements — here’s what counts and how the math works.
