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Recent Posts
- Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
- The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
- Military Credit Protections: Active Duty Alert vs. Credit Freeze vs. Free Monitoring, and Which to Use Before a Mortgage
- SCRA Mortgage Protections: The 6% Cap, Foreclosure Rules, and What Your VA Loan Does Not Get
- VA Loan Occupancy Rules While Deployed: Who Has to Live in the Home, and When
Post Archive
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VA Awards $1.17 Billion in Grants to Fight Veteran Homelessness
The U.S. Department of Veterans Affairs awarded $1.17 billion in new grants this month to fight veteran homelessness. The money goes to 680 community organizations that house and support veterans across the country, split between two programs: Supportive Services for Veteran Families (SSVF) and Grant and Per Diem (GPD). VA reported housing 51,936 homeless veterans…
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The VA Home Loan Navigator Act: What Veterans Should Know
Congress introduced a new bill on June 23, 2026, called the VA Home Loan Navigator Act (H.R. 9404). It was filed by Representative Veronica Escobar of Texas, with support from both parties. In plain terms, the bill would make the VA set up a free program that helps veterans use their VA home loan benefit…
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Moving Back Home Isn’t Failure — It’s a Down Payment Strategy
Living with parents to save for a house is now the most common housing move for young adults in America. The Wall Street Journal just reported that nearly half of adults under 30 live with a parent — and called it financial savvy, not failure. They’re right. Rent is up about 30% in five years.…
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North Colorado Springs VA Loans: Monument, Gleneagle & D-38
Buying north of Colorado Springs with a VA loan means Monument, Gleneagle, Flying Horse, and the top-rated D-38 and D-20 schools, and that is exactly where the VA benefit is worth the most. The JD.Mortgage Team writes north-end VA loans with no minimum credit score and no lender overlays. With full entitlement there is no…
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Space Force VA Loans: Buying Near Peterson & Schriever
Space Force Guardians qualify for the same VA loan benefit as every other branch, and Colorado Springs is the heart of Space Force country. The JD.Mortgage Team writes VA loans for Guardians at Peterson Space Force Base and Schriever Space Force Base with no minimum credit score and no lender overlays. You get $0 down…
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Second VA Loan & Remaining Entitlement in Colorado Springs
Yes, you can use a VA loan more than once in Colorado Springs, and many service members do. Your VA benefit is not a one-time card. The JD.Mortgage Team maps your entitlement before you shop so you know exactly what a second VA loan looks like. If your first VA loan is paid off, your…
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VA Loan After Bankruptcy or Foreclosure in Colorado Springs
A bankruptcy or foreclosure does not end your VA loan benefit in Colorado Springs. It sets a waiting period, and after that, with re-established credit, you can buy again. The JD.Mortgage Team specializes in these files. The VA sets no minimum credit score, we add no overlays, and we use manual underwriting and residual income…
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How Long Does a VA Loan Take to Close in Colorado Springs?
How long a VA loan takes to close in Colorado Springs depends mostly on you and the property, not the VA. A clean VA purchase with a responsive borrower closes inside a normal contract window. The JD.Mortgage Team builds the file so the longest step, the VA appraisal, goes first, and we clear the rest…
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VA Loan With No Down Payment in Colorado Springs
A VA loan in Colorado Springs needs no down payment with full entitlement, and it charges no monthly mortgage insurance. That is the core benefit, and in a market where prices have climbed past the mid $400,000s, it is worth more here, not less. The JD.Mortgage Team writes no-down VA loans for veterans and active-duty…
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PCS to Fort Carson: Your VA Loan Timeline
A PCS to Fort Carson runs on a clock, and your VA loan timeline has to match it. The JD.Mortgage Team builds Fort Carson VA files backward from your report date, not from a generic 30-day calendar. We qualify you on BAH and base pay, buy with $0 down on full entitlement, and can run…
