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- Breaking a Lease to Buy a House Near Fort Carson and Colorado Springs
- Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
- Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
- The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
- Military Credit Protections: Active Duty Alert vs. Credit Freeze vs. Free Monitoring, and Which to Use Before a Mortgage
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Rolling Closing Costs Into a VA Loan: What Actually Works
“Can I roll my closing costs into my VA loan?” is one of the most common questions we get from veterans. The honest answer is: not in the way most people think. On a VA purchase, the loan can be up to the lower of two numbers: the VA appraised value, or the price plus…
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Dual-Veteran VA Loan: The Funding Fee Strategy Most Couples Miss
“Dual-veteran funding fee” is one of the most-searched VA loan questions — and one of the most misunderstood. There is no separate funding fee rate for two-veteran households. There is the standard VA funding fee, exemptions that apply per individual borrower, and three different ways to structure a VA loan when both spouses are veterans.…
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New Construction VA Loan: How to Keep the Builder Incentive
A retiring service member called me last week. He was PCSing to Las Vegas with his wife, also a 100% disabled veteran. They had their eyes on a new-construction home from a major national builder. The base price was $858,000. The builder was offering about $21,500 in incentives — but only if they used the…
