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Recent Posts
- My CPA Saved Me $20,000 and Cost Me My Pre-Approval: A Colorado Springs Story
- Newly Self-Employed in Colorado Springs? The 2-Year Rule Has an Exception
- VA Minimum Property Requirements: The Real List (Updated 2026)
- VA Tidewater: What to Do When the Appraiser Calls With Bad News
- The VA Appraisal: How It Works, What It Costs, and What Can Go Wrong
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VA Loan After Bankruptcy or Foreclosure in Colorado Springs
A bankruptcy or foreclosure does not end your VA loan benefit in Colorado Springs. It sets a waiting period, and after that, with re-established credit, you can buy again. The JD.Mortgage Team specializes in these files. The VA sets no minimum credit score, we add no overlays, and we use manual underwriting and residual income…
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Fannie Mae VantageScore 4.0 & FICO 10T Update — What It Means for Your Mortgage
INDUSTRY UPDATE — APRIL 22, 2026 Fannie Mae Just Changed the Credit Scores Used for Mortgages Lenders can now use VantageScore 4.0 on conventional loans — and FICO Score 10T is coming next. The first major credit score model update in decades. Here’s what changed and how it affects your next mortgage. Source: Fannie Mae…
