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Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
Buying a home before PCS is normal. It is how a lot of military families avoid two moves, a short lease, and a summer in temporary lodging. The rules that make it work are VA rules, and most of them are not hard. They are just not explained anywhere in one place. This is that…
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SCRA Mortgage Protections: The 6% Cap, Foreclosure Rules, and What Your VA Loan Does Not Get
SCRA mortgage protections are real, they are strong, and most people who have them never use them. The Servicemembers Civil Relief Act caps interest at 6% on debts you had before you joined. It blocks foreclosure without a court order while you serve. It lets you break a lease on orders. It also has one…
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VA Loan Power of Attorney: How a Deployed Veteran Closes Without Being There
A VA loan power of attorney lets someone sign your closing papers when you cannot be there. Deployment. A field exercise with no signal. A PCS that lands your family in the new house before you get there. VA allows it. Most lenders make it harder than VA does. This is the rule as VA…
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VA Loan Occupancy Rules While Deployed: Who Has to Live in the Home, and When
VA loan occupancy while deployed is the question that stops more military buyers than credit does. You have orders. You want the house. Someone told you that you cannot get a VA loan if you will not be living in it. That is not what VA says. VA has a rule for exactly this. Here…

