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Recent Posts
- Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
- The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
- Military Credit Protections: Active Duty Alert vs. Credit Freeze vs. Free Monitoring, and Which to Use Before a Mortgage
- SCRA Mortgage Protections: The 6% Cap, Foreclosure Rules, and What Your VA Loan Does Not Get
- VA Loan Occupancy Rules While Deployed: Who Has to Live in the Home, and When
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Fannie Mae VantageScore 4.0 & FICO 10T Update — What It Means for Your Mortgage
INDUSTRY UPDATE — APRIL 22, 2026 Fannie Mae Just Changed the Credit Scores Used for Mortgages Lenders can now use VantageScore 4.0 on conventional loans — and FICO Score 10T is coming next. The first major credit score model update in decades. Here’s what changed and how it affects your next mortgage. Source: Fannie Mae…
