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Mortgage Rate Buydowns Explained: 2-1, 3-2-1, and Permanent Buydowns
Buy Down the Rate, Not Just the Price In a high-rate market, a buydown is often the strongest offer structure a buyer can negotiate. Here’s how 2-1, 3-2-1, and permanent buydowns actually work — including the rules most lenders gloss over and the math that makes them worth it (or not). Run a Buydown Scenario

