Recent Categories
- Buyer Education
- Buying A Home
- Buying A Home
- Creator Mortgage
- Credit & Qualification
- Homebuyer Tips
- Homebuying Tips
- Housing & Market Trends
- Industry Update
- Industry Update
- Investor Loans
- Jumbo Loans
- Lightning Equity Hybrid HELOC
- Mortgage Guidelines & Updates
- Mortgage Insights
- Mortgage Strategy
- Non-QM/Alternative Loans
- Realtor Resources
- Second Home
- Second Mortgages & HELOC's
- Seconds and HELOC
- Self-Employed
- Seller Education
- Success Stories/Case Studies
- Top Originator
- Uncategorized
- VA Loans
Recent Posts
- An Unplanned Jumbo Purchase, a Recast Strategy, and a CTC
- How Much House Can You Afford With a VA Loan in Colorado Springs?
- Out-of-State Investment Property HELOC: A Wisconsin Investor’s Arkansas Rental Case Study
- BAH Wasn’t Enough — Until We Changed the Math: A Fort Carson VA Loan Story
- 578 Credit Score, New Build, $130 Less Per Month: A VA Loan Story From Colorado Springs
Post Archive
Catogery Tags
1099 loans asset depletion bank statement loans Builder Incentives buy before you sell Case Study cash-out alternative Closing Costs Colorado Springs content creator mortgage Credit Scores debt consolidation discount points fixed rate HELOC HELOC HELOC draw period HELOC vs refinance home equity home equity line of credit housing market hybrid HELOC income documentation investment property HELOC jumbo loans late payments Lightning Equity Manual Underwriting mortgage news mortgage qualification mortgage strategy New Construction non-qm non-qm loans pay off debt pre-approval PRMG residual income second home self-employed mortgage self employed mortgage seller concessions VA funding fee va loan VA loan approval VA Loans
Connect With Us
-
Fannie Mae VantageScore 4.0 & FICO 10T Update — What It Means for Your Mortgage
INDUSTRY UPDATE — APRIL 22, 2026 Fannie Mae Just Changed the Credit Scores Used for Mortgages Lenders can now use VantageScore 4.0 on conventional loans — and FICO Score 10T is coming next. The first major credit score model update in decades. Here’s what changed and how it affects your next mortgage. Source: Fannie Mae
