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The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
The Military Lending Act caps the cost of most consumer credit at 36% for active duty service members and their families. It does not cover your mortgage. It does not cover the car loan from the lot outside the gate. Knowing which loans it covers, and which it skips, is the difference between a clean…
