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  • Self-Employed Mortgage With Less Than One Year of Self-Employment

    A self-employed mortgage with less than one year of self-employment history is possible — but only in specific scenarios. Most mortgage programs require a 2-year minimum self-employment history. The exceptions exist when the borrower transitioned from a W-2 role in the same industry, has substantial verifiable assets, or qualifies under conventional’s 1-year self-employment provision through

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