Loan Guides
Recent Posts
- Breaking a Lease to Buy a House Near the Air Force Academy
- Breaking a Lease to Buy a House Near Schriever Space Force Base
- Breaking a Lease to Buy a House Near Peterson Space Force Base
- Breaking a Lease to Buy a House Near Fort Carson and Colorado Springs
- Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
Post Archive
Topics
1099 loans active duty asset depletion bank statement loans Builder Incentives buy before you sell cash-out alternative Closing Costs Colorado Springs content creator mortgage Credit Scores debt-to-income ratio debt consolidation deployment fixed rate HELOC HELOC HELOC draw period home buying home equity home equity line of credit hybrid HELOC investment property HELOC jumbo loans late payments lease break fee Lightning Equity Manual Underwriting military homebuyer mortgage qualification mortgage strategy New Construction non-qm pcs PRMG residual income second home self-employed mortgage self employed mortgage seller concessions VA entitlement VA funding fee va loan VA loan approval VA Loans VA seller concessions
Connect With Us
-
VA Loan Power of Attorney: How a Deployed Veteran Closes Without Being There
A VA loan power of attorney lets someone sign your closing papers when you cannot be there. Deployment. A field exercise with no signal. A PCS that lands your family in the new house before you get there. VA allows it. Most lenders make it harder than VA does. This is the rule as VA…
-
VA Awards $1.17 Billion in Grants to Fight Veteran Homelessness
The U.S. Department of Veterans Affairs awarded $1.17 billion in new grants this month to fight veteran homelessness. The money goes to 680 community organizations that house and support veterans across the country, split between two programs: Supportive Services for Veteran Families (SSVF) and Grant and Per Diem (GPD). VA reported housing 51,936 homeless veterans…
-
VA Minimum Property Requirements: The Real List (Updated 2026)
VA Minimum Property Requirements in plain words. Heat, roof, water, lead paint, termites, private roads, and how to get a repair waived. Updated for 2026.
-
VA Tidewater: What to Do When the Appraiser Calls With Bad News
The VA Tidewater process explained in plain words. What triggers it, the 2-day window, what data to send, and how it differs from a Reconsideration of Value.
-
The VA Appraisal: How It Works, What It Costs, and What Can Go Wrong
How a VA appraisal really works. Who orders it, what it costs, how long it takes, the Notice of Value, and what to do if the value comes in low.
-
VA Cash-Out Refinance: The Rules Most Lenders Get Wrong
VA cash-out refinance explained: 100% loan-to-value, Type I vs Type II, seasoning, funding fee, and the cash rules. Straight from the VA handbook.
-
Does a VA Loan Have a Spending Cap? What One Veteran’s Text Revealed
Does a VA loan have a spending cap? A veteran texted me that exact question this week. He wants to keep his current home, rent it out, and buy another house a few doors down with a second VA loan. Last time he bought, he was pre-approved for far more than he spent. So he…
-
The VA Home Loan Navigator Act: What Veterans Should Know
Congress introduced a new bill on June 23, 2026, called the VA Home Loan Navigator Act (H.R. 9404). It was filed by Representative Veronica Escobar of Texas, with support from both parties. In plain terms, the bill would make the VA set up a free program that helps veterans use their VA home loan benefit…
-
Space Force VA Loans: Buying Near Peterson & Schriever
Space Force Guardians qualify for the same VA loan benefit as every other branch, and Colorado Springs is the heart of Space Force country. The JD.Mortgage Team writes VA loans for Guardians at Peterson Space Force Base and Schriever Space Force Base with no minimum credit score and no lender overlays. You get $0 down…

