Loan Guides
Recent Posts
- Breaking a Lease to Buy a House Near the Air Force Academy
- Breaking a Lease to Buy a House Near Schriever Space Force Base
- Breaking a Lease to Buy a House Near Peterson Space Force Base
- Breaking a Lease to Buy a House Near Fort Carson and Colorado Springs
- Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
Post Archive
Topics
1099 loans active duty asset depletion bank statement loans Builder Incentives buy before you sell cash-out alternative Closing Costs Colorado Springs content creator mortgage Credit Scores debt-to-income ratio debt consolidation deployment fixed rate HELOC HELOC HELOC draw period home buying home equity home equity line of credit hybrid HELOC investment property HELOC jumbo loans late payments lease break fee Lightning Equity Manual Underwriting military homebuyer mortgage qualification mortgage strategy New Construction non-qm pcs PRMG residual income second home self-employed mortgage self employed mortgage seller concessions VA entitlement VA funding fee va loan VA loan approval VA Loans VA seller concessions
Connect With Us
-
Breaking a Lease to Buy a House Near the Air Force Academy
Renting near the Air Force Academy? The seller can pay your lease break fee on a VA loan. Watch the funding fee. Breaking a lease to buy a house near the Air Force Academy is a bigger-dollar move than most. North Colorado Springs prices run higher, rents run higher, and lease fees run higher with…
-
Breaking a Lease to Buy a House Near Schriever Space Force Base
Renting in town and driving out to Schriever? The seller can pay your lease break fee on a VA loan. Breaking a lease to buy a house near Schriever Space Force Base usually means moving east. A lot of Schriever families rent in Colorado Springs first, then decide the drive is not worth it. Falcon…
-
Breaking a Lease to Buy a House Near Peterson Space Force Base
Renting near Peterson SFB? The seller can pay your lease break fee on a VA loan. So can a builder. Breaking a lease to buy a house near Peterson Space Force Base often means buying new construction on the east side of Colorado Springs. Builders out toward Falcon offer incentives. On a VA loan, part…
-
Breaking a Lease to Buy a House Near Fort Carson and Colorado Springs
Stuck in a lease near Fort Carson? The seller can pay your lease break fee on a VA loan. Breaking a lease to buy a house near Fort Carson is one of the most common moves we see in Colorado Springs. A soldier signs a 12-month lease in Fountain or Security-Widefield to learn the area.…
-
Breaking a Lease to Buy a House With a VA Loan: The Seller Can Pay the Fee
Stuck in a lease? The seller can pay your lease break fee on a VA loan. Breaking a lease to buy a house is common, and on a VA loan you may not have to pay the lease break fee yourself. VA lets the seller pay off a buyer’s debts as a seller concession. We…
-
Buying a Home Before PCS: Pre-Approval on Orders, BAH, the 12-Month ETS Rule, and Closing Before You Arrive
Buying a home before PCS is normal. It is how a lot of military families avoid two moves, a short lease, and a summer in temporary lodging. The rules that make it work are VA rules, and most of them are not hard. They are just not explained anywhere in one place. This is that…
-
The Military Lending Act Explained: What the 36% Cap Covers, What It Doesn’t, and Why Your Mortgage Is Not on the List
The Military Lending Act caps the cost of most consumer credit at 36% for active duty service members and their families. It does not cover your mortgage. It does not cover the car loan from the lot outside the gate. Knowing which loans it covers, and which it skips, is the difference between a clean…
-
Military Credit Protections: Active Duty Alert vs. Credit Freeze vs. Free Monitoring, and Which to Use Before a Mortgage
Military credit protections are free, they are federal law, and most service members use the wrong one at the wrong time. An active duty alert, a credit freeze, free credit monitoring, and free weekly credit reports each do a different job. One of them will stop a mortgage application cold if you forget it is…
-
SCRA Mortgage Protections: The 6% Cap, Foreclosure Rules, and What Your VA Loan Does Not Get
SCRA mortgage protections are real, they are strong, and most people who have them never use them. The Servicemembers Civil Relief Act caps interest at 6% on debts you had before you joined. It blocks foreclosure without a court order while you serve. It lets you break a lease on orders. It also has one…
-
VA Loan Occupancy Rules While Deployed: Who Has to Live in the Home, and When
VA loan occupancy while deployed is the question that stops more military buyers than credit does. You have orders. You want the house. Someone told you that you cannot get a VA loan if you will not be living in it. That is not what VA says. VA has a rule for exactly this. Here…
